Our Story
David Scott founded Scott Business Capital on a conviction as old as commerce itself: enduring enterprises are built not by owning capital outright, but by putting the right equipment to work on the right terms.
For more than twenty years, David has structured lease and finance solutions for large, decentralized organizations, helping them acquire and manage the printer fleets their dispersed operations depend upon. He underwrites every transaction personally, favoring prudence over volume and relationships that outlast any single deal.
A Marine Corps veteran, David learned the discipline of leadership in circumstances far more demanding than any boardroom, and he has carried it into every venture since. He built his career working directly alongside his customers, coming to understand how organizations truly operate, spend, and decide. That firsthand grounding taught him what no ledger can: the most valuable thing a lender extends is not capital, but judgment and the patience to see an enterprise through its full cycle.
Who We Are
Scott Business Capital is a captive finance house. We own and lease the essential equipment that established enterprises depend upon, structuring financing on terms measured in years rather than quarters. We are not brokers passing paper. We hold the assets we finance, and we intend to stand behind every lease for its full life and well beyond.
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2005
David Scott begins his career in business-to-business sales at Scott Technology Group, serving companies and institutions, where he learns that every enterprise account is won through patience and kept through trust.
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2010
Steps into management, taking charge of teams and margins alike, and the standards by which both are measured.
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2011
Finalizes the acquisition of a majority interest in the family enterprise and assumes the role of President and CEO, securing a generation of heritage under seasoned, enduring stewardship.
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2014
Expands the family enterprise with the founding of Scott Technology Group Sacramento, gaining exposure to the California Capitol market.
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2016
Founds Scott Pure Water alongside the Scott Tech core business unit, his first venture uniting the sale of equipment with the capital to finance it.
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2017
Negotiates the sale of STG Sacramento to a strategic buyer at an opportune moment, a considered decision that returned capital and sharpened the firm's focus.
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2019
Establishes Scott Business Capital LLC, formalizing a conviction years in the making: own the asset, finance it patiently, and stand behind it. The same year, he co-founds Global Office, Inc., an equipment dealership in San Francisco, gaining exposure to a denser, more growth-oriented market.
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2020
Executes the planned exit of Scott Pure Water, returning capital and concentrating his focus on the print industry.
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2024
Acquires a lease portfolio and folds it into Scott Business Capital, expanding the firm's assets under management.
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2025
Realizes his interest in Global Office, Inc. as his partners acquire the business.
Patient capital, structured to endure the tides of every market.
Investment Strategy
We own and lease the equipment that keeps established enterprises running. Our approach is deliberate: fewer, better-structured leases, held to full term, with terms shaped to a borrower's true cash flows rather than a quota.
Proprietary Origination
We cultivate direct relationships with operators and manufacturers, so financing needs reach us long before they reach the open market.
Disciplined Underwriting
Every lease is stress-tested against conservative residuals and honest cash flows. We would sooner decline than overreach.
Asset Stewardship
We own what we finance. Valuing and standing behind the equipment through its working life is our responsibility, not an afterthought.
Aligned Structures
We shape terms so the lessee, the manufacturer, and our capital prosper together over the full life of the asset.
Flexible Capital
Leases, sale-leasebacks, or structured financing. We fit the capital to the equipment and the enterprise, never the reverse.
Long-Term Horizon
No pressure to churn. We hold our leases to term and remain a steady hand for as long as the equipment earns its keep.
What We Look For
- Established, profitable enterprises acquiring or refinancing equipment
- Essential, long-lived assets: industrial, transportation, healthcare, technology, higher education, and public sector
- Operators who value a lender's judgment and discretion
- Headquartered in the United States
Contact
Office
100 Professional Center Dr, Suite 105
Rohnert Park, CA 94928